Medical Insurance Coverage
Insurance Coverage - 2019-2020
Insurances included in your tuition payments:
1 - Your daughter will be covered by the Tour and Care policy issued by Harel Insurance Company, Israel’s largest health insurer.
The service is through top contracted English-speaking doctors and clinics and there is no deductible or co-pay (in other words, no need to pay and claim back home). Cover is comprehensive and backed by a 24 hour English speaking customer service and by our office – www.egertcohen.co.il
Apart from on-campus medical clinics by an experienced, English speaker doctor, the following medical centers are also directly contracted to the plan:
2 - Personal Effects insurance
Cover: All contents are covered in the dorm / apartment
for fire, water damage, theft and arson. (up to $5,000)
All Risks: jewelry, cameras, electronic equipment etc. are covered both inside & outside the dorm / apartment up to policy limit ($2,500)
Please note: No cover for cell phones, glasses, cash. No cover for items left in a car or bus. There is also no cover if there is gross negligence (e.g. leaving a laptop unattended on the beach).
Please note: It is a good idea to keep receipts of items bought abroad in case of a claim
Policy conditions are according to the full Hebrew policy. (Available upon request)
Optional Policies (sign up and additional payment required):
- Pre-existing or chronic medical condition.
Premium: $2.10 per day.
If your son/daughter has a pre-existing condition, this is not covered by the basic policy, and he/she needs an extended policy.
Please read here: What is a pre-existing condition ?
To register for this, you must sign up here: https://www.ctas.co.il/student-signup-medical.asp
- Private surgery In case of surgery, a private surgeon can be chosen within the Harel network, as opposed to the surgeon on duty in the basic cover. (If you have purchased cover for pre-existing conditions you cannot purchase the private surgery option).
Coverage: Up to $15,000 (waiting period for this option is 30 days).
Annual premium: $95
Sign up online here
Important: If your son/daughter returns home for a visit, or travels overseas during the school year, we offer travel insurance for $2.40 per day. Please contact our office for details.